It can be hard for first time buyers to get a foothold on the home ownership ladder, but take heart – there are various government grants and concessions that can help offset some of the expenses when getting started. Before you start searching for your dream home, take some time to learn more about these benefits. If you’d like […]

Real estate agents can be the gateway to snapping up a bargain. In most property transactions you are likely to have to deal with a real estate agent, so it’s worth taking time to understand what makes them tick. First up, it’s important to be clear on one important point – a real estate agent represents the seller, […]

Lender’s Mortgage Insurance can help you enter the market sooner. Lender’s Mortgage Insurance (LMI) helps Australian homeowners enter the market earlier through allowing you to borrow a higher percentage of a property’s value. For first home buyers, particularly those struggling to save a deposit but more than comfortable to meet their mortgage repayments, it can be a key tool to break free […]

When it comes to buying your new home, the insurance is just as important as the home itself. There are a number of types of insurance you’ll need to consider: building or home insurance, contents insurance and mortgage protection insurance to name a few. Building or home insurance Depending on the type of loan you’ve taken out, it may be […]

Is it possible to get ahead financially while still enjoying life? Getting ahead financially doesn’t have to be a choice between living life to the fullest right now or being tied down in your own home with a huge mortgage. Did you know you could possibly get your foot in the door of the investment […]

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Property has been considered a popular path to wealth for Australians for many years. It has the potential to generate capital growth (an increase in the value of your asset) as well as rental income. There are also tax advantages associated with negative gearing. However, when buying an investment property, it is wise to remember […]

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In the world of finance that is… We all know that interest rates are cyclical and that when rates go down they will eventually go up. As a result, lenders have been assessing loan applications on the ability of borrowers to make repayments at interest rates approximately 2% higher than those currently available. While lenders […]

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