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Buying your first home


  • Are you ready to buy your first home, but you’re not sure where to start?
  • Are you daunted by the thought of finding the right home loan, and unsure of what the lenders will need for your loan to be approved?
  • Would you like an expert on your side, that can guide you through the whole finance process, so you can focus on the exciting part of finding your dream home?

Buying your first home is an incredibly exciting, but sometimes also a daunting experience. It’s not easy to negotiate the lending maze alone, and especially if this is your first property.

An experienced mortgage broker at Energise Home Loans can assist you with the entire home loan process, guiding you through step by step.

We will listen carefully to your individual needs, and suggest a loan that’s exactly right for you.

See our tools below for some great resources to get you started on your home loan journey.

Then when you’re ready for a chat call us on 0411 066 616 and we will help you with everything you need to move closer to buying your own home.

Or if you prefer, complete your details and we will be pleased to contact you.


Tools for First Home Buyers

What types of home loans are available?

There are many types of loans to choose from. Here’s a guide to the most common loans available. Your Energise Home Loans mortgage broker can also guide you through the best options to suit your specific needs.

Click on our guide ‘7 Steps to the Home Loan Process’ for an outline of the steps involved in purchasing your dream home.

Are you ready to start looking for your first property? Don’t leave home without a Home Inspection Checklist, to help you keep track of all of the properties that you see.

Not sure of what paperwork you need to put together to secure a loan? Your Energise Home Loans mortgage broker can assist you with this, but check out our Lending Document Checklist for a list of everything you need in one place.


First Home Owner’s Grant

The First Home Owner’s Grant (FHOG) is available from the NSW Government to people buying or building their first home and who meet the following eligibility criteria:

At least one applicant will occupy the home as their principal place of residence for a continuous period of at least six months, commencing within 12 months of settlement or construction of the home. More information can be found on the Office of State Revenue website under FHOG (First Home Owner’s Grant), at:

Your Energise Home Loans mortgage broker can assist you with more information, and with applying for the First Home Owner’s Grant. ‘Contact Us’


  • L. Evers
    “Cheers Brian Rusten at Energise Home Loans. Guiding us and getting us the best loan package/rates out there!! Thank you mate.” L. Evers
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