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Dec 13
Summer 2013 Newsletter
Welcome to the Summer edition of our newsletter, and more importantly, welcome to Summer, our favourite season of the year! BBQs, Christmas, holidays, friends and family, and the perfect weather to enjoy them all.
We’ve had an ‘Energised’ few months – the Spring property market proved to be as hectic as expected, with lots of our customers buying and upgrading their homes. Such a pleasure to be able to assist so many of our wonderful customers into the home they’ve always wanted. Many thanks again for the privilege to do so.
In this edition, Energise wins! We’re very proud to have been awarded the Business of the Year 6-10 Loan Writers 2012-2013 NSW / ACT Champion from Choice Aggregation Services (what a mouthful!) Plus, read our story on how to renovate for profit, enjoy our Summer recipe and read our customer profile of how two of our customers needed a new roof, and actually saved a whole lot of money as a result!
Merry Christmas to our wonderful clients and friends of Energise, and we wish you a very special year ahead in 2014.
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Image courtesy of freedigitalphotos.net
Services
New Year, New Business Idea?
“37% of business loans are rejected”
In a recent study undertaken by Deloitte Access Economics in conjunction with the NSW Business Chamber, it found that over 1/3 of businesses miss out on securing capital due to lack of information and collateral and an over rigid financial system.
If this resonates with your situation and you are one of the many business owners with great ideas that require funding, speak to us about how we can assist you to secure the business funding you need.
We speak the language of your financier and can help you with:
- the options available for business finance including business loans, lines of credit and other non – traditional methods of finance
- the finance option that best suits your working capital and business requirements
- collateral requirements and methods of engaging with financial institutions
Client Focus
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Time for Repairs?
Was Sydney’s recent deluge a timely reminder for your home? Are your roofing and guttering ready for the inevitable thunderstorms that Summer brings? Over time gutters get clogged, roof tiles crack and water ends up finding its way into your home. A lot of these problems can be fixed and if your roof is just looking tired and old, maybe all your roof needs is a good cleaning. But remember your roof is your first line of defence against the weather. When you consider that a roof is battered by rain and fried by the sun 365 days a year, it’s amazing how long they last. They do eventually need replacing, though. For a few of our customers, a new roof is suddenly and unexpectedly on the cards for them! One of those couples is David and Tracey, who got a nasty surprise in the form of a major roof leak after the significant thunder storm in mid November. After a bit of investigating, they realise they need a new roof. This is an expense they didn’t see coming, so they didn’t have the money put aside to cover such an expense. As a result, they contacted us to borrow the extra money against their home. After a short discussion, it was determined that we could increase their loan to cover the cost of the new roof but also refinance to a different lender, at a lower rate. As a result, David and Tracey have arranged for a new roof to be installed in a few weeks, AND they are actually saving $120 per month on their interest repayments! We love it when a plan comes together! Should your roofing or guttering need a complete overhaul, get ideas and inspiration in these Inspirational Roof Designs, then give us a call to help you finance them.
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How’s this for big?
Energise Home Loans hits the big time. Everyone knows where the giant Coke sign is at Kings Cross. We never thought we’d be on the adjoining corner, check this out! |
Summer Stunner
Summer is the time for parties and celebrations and enjoying the beautiful warm weather with family and friends. Here’s a favourite recipe of ours to get you in the mood:
Grilled Curry Zucchini & Capsicum Salad w/ Rocket & Yoghurt Vinaigrette  Vinaigrette
Salad
Vinaigrette: In a medium bowl, whisk the yoghurt, coriander, red onion, lime juice and zest, and vinegar to blend. Season to taste with salt. Cover and refrigerate until ready to serve (and up to 8 hours).Salad: Preheat the barbecue or a grill pan on high heat. Mix the oil and curry powder. Add the zucchini and capsicum and toss to coat. Season with salt and toss again. Grill the zucchini and capsicum for about 3 minutes per side. Transfer the grilled vegetables to a large tray and set aside to cool completely.
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 How to Renovate for Profit
With the popularity of renovation shows wherever we turn, it seems that renovating and DIY are all the rage these days, and why not? Even we have been pleasantly surprised at the amazing array of renovation products on the market these days in our own home renovations. But there are renovations and there are renovations! There are those you hear about that eat into your budget far more than ever anticipated. And then there are the really clever renovations that can have a dramatic impact, without the dramatic effect on your bank account. Kate St. James, a well known interior designer, recently spoke of the things most coveted by home owners. It seems the resounding answer is always the same – more space, more light and more storage. Kate gives these ten tips for renovating for profit: |
Our Lenders
MFAA Approved Broker
Brian Rusten (Credit Representative No. 393430 , ABN 72132125636) is a representative of Mortgage Line Australia Pty Ltd (ACN 107284677 ("MLA"), Australian Credit Licence Number 386276).